Norman Brodeur Professional Financial Service Provider

Businesses that are growing require sources of capital. The capital in a company of course comes from the owner or borrowed funds. Generally speaking business owners prefer to borrow rather than sell equity in the company, as that sale of equity dilutes the ownership position, i.e. they own less of the pie! New equity can come from friends and family, venture capital firms, and angel investors. These parties are looking for good management, integrity, owner financial stake, and growth potential.

 

However, in the current difficult financial environment many lenders are in fact insisting that business owners put more of their own money into the company. There is never an easy answer when it comes to the debt or equity question.

When businesses borrow funds there is a cost to that capital - as interest on that debt reduces over-all profits. New equity in the company of course does not reduce those earnings, however the profits are distributed more widely and the earnings are proportionately reduced.

 

Borrowing funds of course comes with risk, as those loans must be repaid. Business owners sometimes get caught in the trap of financing long term projects with short term money - they are therefore at the mercy of having to always roll over that debt, and potentially also seeing rates go up, sometimes dramatically. Also, a business can carry only so much debt, at which point cash flow becomes a potential problem if the company is over leveraged.

Currently rates are very low for businesses that have access to capital. Therefore in many cases it might make sense to lock into longer term loans in the current attractive rate environment.

 

When the business owner has made the decision to purse business loans the old Boy Scout model works very well - BE PREAPRED! Business owners that do their homework will usually be successful. Lets not forget the banks and finance firms are actually in business to loan funds. Naturally collateral, or additional collateral certainly improves the chances of debt financing success and loan approval.

Debt and equity financing as a sources of capital should be used for the right reasons - expansion, seasonality of business, increased inventory and working capital that will increase sales. Funds that need to address business inadequacies such as poor management, financial losses, falling sales, etc are very difficult to come by!

 

Business owners  like Norman Brodeur should carefully consider the positive and negative effects of additional debt or equity capital. Once they have made an informed decision, either on their own or with a trusted business advisor they should consider the cost of that capital and how it is best achieved. To Know more about Norman Brodeur Business Tips please visit here. https://normanbrodeur.wordpress.com/

Norman Brodeur Presents Awesome Tips About Charities

Norman Brodeur gives Tips for helping People.As long as people have populated the planet, there have been people helping to supply the needs of others. There will always be people that have more than other people, and in most cases the people with less are in such a condition through no fault of their own. Disaster may strike or luck can turn against them. In such scenarios, their livelihood can depend on the generosity and the charity of others.

As it became apparent that giving to others was a part of human life, organizations have been established that serve as a middleperson to get money or goods from the haves to the have nots. These organizations are called charities. Some charities are very specific as far as the groups of people they intend to serve. For example, a charity may focus exclusively on supplying poor children with vaccines at birth to prevent them from obtaining deadly illnesses. Other charities are broader in their scope and simply have the message that they will use your donations to help people in need.

Every year, there are multiple natural disasters that leave people in dire conditions. The loss of life is the worst consequence of such disasters, but there are other consequences that can devastate large populations for extended periods of times. An earthquake, for example, will lead to millions of dollars in damage to infrastructure. Floods kill thousands of crops and may lead to increased hunger and malnourishment among the population. There are many charities that have been established for the purpose of helping these people out. It is important to remember that natural disasters are unpredictable for the most part, but that they are inevitable. For this reason, don't wait until after a disaster strikes to start donating. A charity that already has the goods to help people out will be able to respond immediately when the circumstances are the direst.

There are numerous local charities that serve the people living around you. Despite the fact that they don't bring in as much in donations as the bigger charities, they are just as important. An example of a small yet valuable local charity is a food bank. It lacks the resources to supply the needs of an entire country devastated by a natural disaster, but it helps people in your community get the food they need but can't afford.

For charities to be successful, they require the generosity of the people who have the means to support them. If you are able to help, every donation counts and someone will be happier because of your selfless act. It is very likely that there is a charity that serves a need that you feel strongly about, and you can easily find them and make a contribution.

When you begin searching for charities, you will find Norman Brodeur charities and  notice that a common theme among many of them is that they are interested in car donations. Car donations are a wonderful way to help a charity. A charity will use your car either for its own transportation purposes or it will sell your car and use the funds. So, for example, if your car is auctioned off by the charity for $4,000, you have essentially donated $4,000 to the charity. Make a Click.

Norman Brodeur gives amazing Tips for Successful Film Producer

" Cinema should make you forget you are sitting in a theater."

It's a common belief that a thorough knowledge of movie making and the entertainment industry is enough to make you a successful movie producer like Norman Brodeur.

Of course, it may certainly help you to know the nuts and bolts of film production, and even the details of financing and marketing a full length feature film. But that knowledge is not enough to create a successful producer. And to be frank, it might make you for a good studio executive, or other job out of the fray, but you need to develop particular skills, to help you make an independent film.

Here are the 5 important skills one needs to develop to become a successful film producer:

The first and fore most important skill you need is organization. If you were the kid who kept the minutes of the club meetings, edited the yearbook, or organized the prop-closet by era, you already have this skill. It is something that is very difficult and hard to teach, but you can certainly learn it, to become more organized.

If you are the person who can't find his or her keys and has no idea how much is in your checking account, you need help. Get organized. There is simply no proxy for it.Read books like "How to Get Organized When You Don't Have The Time," and many more books available .You get, at least, some idea about it. Or do whatever you have to do, but just get organized.

The second important skill you need is ability to make decisions quickly. Despite the best planning, things change moment-to-moment during film production. You will have to decide right on the spot whether to set up the next shot despite the looming storm clouds, or to move on to another location, completely distracting the schedule. Whatever but you will have to take right decision at right time.

One of the best ways to develop this skill is to completely bury your doubt. Know that you are the boss, and any mistakes to be made are yours to make and you will suffer the consequences of wrong decisions. If you act decisively, and accept responsibility when necessary, your team will accept your decisions unquestioningly.

Be a good negotiator. This is the third important skill you need to develop. You will have to make deals for every single thing on the set or on location - the equipment, the set properties, the crew, the film stock, everything. Everything will have to be negotiated. When negotiating rates, you can easily save 15 percent or so off what you expected to pay for almost anything in any branch of filmmaking.

There is one important thing you need to know when negotiating: You can always say no. If you can't get the deal you want, simply say no. Practice it. No. Just make it clear that you will take your offer elsewhere.

A successful producer Norman Brodeur  also needs diplomacy. This is the fourth skill you need to develop. It's really astounding how often a film shoot evolves into a third-grade playground. In just a few days, rumors start and friendships are formed and ruined.

Believe it or not, your own crew members and actors will come to tattle you. Sometimes you will have to intervene in petty squabbles and personality conflicts. The trick is to smooth messy feathers while not making one combatant feel like you've taken another's side. Look un-biased. That will only set factions against you, and that's the best and last thing you want on your set.

The fifth skill, of course, you will need is energy. Yes, you need lots and lots of energy. One of the important things you must do during pre-production is get yourself in shape for the painstaking weeks of shooting. You're there, not for a sprint, but for a mega marathon.

Working on lower budgets, independent movies often have a much tighter schedule. You will have to take it seriously before hand, and train like a champion. Exercise, eat healthy, and take vitamins and other supplements to build your energy stores, so you can get through it successfully.

After you have these five fundamental producer skills down, you will be ready to develop your knowledge of the movie making process and the entertainment industry, by producing a successful independent film. And that way you, naturally, will become a successful film producer.

Norman Brodeur lives in 17901 Von Karman Avenue #600 Irvine, California USA. He is also a Marketing Expert.Writing and Filmmaking are his passions. Internet Marketing is his hobby. He loves the creative outlet and freedom his hobbies and passions offer. He likes to live life on his own terms and run his own race.To Know more about Norman Brodeur Business Tips please visit here. https://normanbrodeur.wordpress.com/